YES Premia Credit Card – Benefits and How to Apply

Have you thought of getting a credit card that brings you into the world of benefits? Well, if you haven’t, I want to bring to your notice that there’s one. YES Premia Credit Card ensures that you always have everything.

YES Premia Credit Card - Benefits and How to Apply
YES Premia Credit Card – Benefits and How to Apply

It also provides you with highly rewarding benefits you can never imagine getting from just an ordinary credit card. This credit card has a lot to offer, and all that will be shown and made known to us right here in this article.

The YES Premia Credit Card is a card that offers reward points on selected categories. It also offers accelerated reward points for its special users. Amazingly, the reward points gotten from this credit card can be redeemed for both movies and flight tickets. If you want to book hotels through a reputable and dedicated website, they can also be redeemed.

Benefits of YES Premia Credit Card

The YES Premia Credit Card comes with a lot of mouth-watering benefits. Its users, so far, have been enjoying these benefits and are still enjoying them. So, you can also become a user to gain access to and also enjoy the benefits it has to offer to you. And the benefits include:

  • 6 reward points for every INR 200 spent on all categories aside from “Select Categories”.
  • Three reward Points for every INR 200 on Select Categories
  • You will get accelerated reward points on select transactions in the YESCART section.
  • Get the freedom to choose from the exclusive catalog of products.
  • Availability of a 25% discount on movie tickets that have been booked on the BookMyShow website or App.
  • No Documentation
  • No processing fees are attached.
  • Repayment options range from 3 months to 24 months.
  • Interest rates range from 12% p.a. to 15% p.a.
  • You can start converting your transaction with as little as INR 2,500.

Aside from all the above-mentioned, there are still tons of benefits attached to using the YES premia credit card. And there are also thousands of reasons why you should use the card. But one of the major reasons is because of the benefits that would be of very good use and help you as a user.

Fees Attached to the YES Premia Credit Card

Using the YES Premia Credit Card comes with membership fees. But trust me, these fees are quite affordable. For the first-year membership, it comes with a fee of INR 999 plus applicable taxes waived on total retail spending of INR 25,000 between about 90 days of the card’s “set up date.”

While Renewal Membership comes with a fee of INR 999 plus applicable taxes, that is waived on the total retail spending of INR 150,000 between 12 months before your card renewal date.

How to Apply for a YES Premia Credit Card

Once you have an account, it will be very much easier for you to apply for and get a card. So, if you do not have an account, you should endeavor to create one. Then follow these steps below to apply for a Yes Premia credit card:

  • Visit the YES Bank official website.
  • Select “Credit Card” on the homepage.
  • On the next page, click on “APPLY NOW”.
  • Then you’ll be taken to the YES Bank credit card section.
  • YES Premia/YES Prosperity Credit Cars should be selected.
  • Click the “Apply Now” button under the YES Premia credit card logo.
  • Answer the Yes or No question on the next page.
  • If you are an existing YES Bank customer, you will be asked to login into your account. If not, you will have to create an account to proceed with the application process. 

With a few more steps, you will successfully complete the application process. So have fun using this card to purchase stuff and also movies and flight tickets.