Wayfair Mastercard – Apply for Wayfair Mastercard Credit Card

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The Wayfair Mastercard is a credit card issued by Citibank is a credit card that allows you enjoy secure and simple shopping experience. As the name implies, it is a Mastercard and it comes with Mastercard benefits. And can be used anywhere Mastercard is accepted. With this credit card, you can buy home furnishings, goods, and décor as you shop at wayfair.com. Now that Mastercard is accepted seventeen countries, consumers can pay for the things they want with the security they want whether online or within the app. With this credit card, reliable patrons of Wayfair get rewarded with more added benefits and perks more than ever before.

Wayfair Mastercard - Apply for Wayfair Mastercard Credit Card

Besides, cardholders are provided with continuous convenient financial embedded in the path to purchase. With the wayfair Mastercard, customers can choose from a variety of millions of items. If you are due for furniture shopping, a furniture credit card can pave a way to get rewards on your spending or finance them. However, such cards are mostly only a good option for brand loyalists due to limited rewards earnings and redemption opportunities. Wayfair Mastercard does offer rewards for online and general purchases, grocery, but you will still get consistent rewards credit cards that is much more versatile when it comes to redeeming rewards.

How Wayfair Mastercard Works

Basically, wayfair offers two credit cards which is wayfair Mastercard and wayfair credit card. Both wayfair credit cards and Mastercard comes with no annual fee and more fascinating rewards than the old version. Both credit cards can be used to redeem rewards at any wayfair.com, and at any wayfair retail websites, allmodern.com, jossandmain.com, perigold.com, and birchlane.com. Normally, when you apply a wayfair credit card, you will be considered for both. If you are now approved for both, you will be opportune to choose the one you want. The wayfair credit card is a lower tier and a classic store credit card which can only be used at wayfair retail websites. On the other hand, the wayfair Mastercard can be used anywhere Mastercard is accepted. Apart from earning 5% back in rewards on wayfair retail purchases.

Additionally, with a wayfair Mastercard, you’ll two percent back on qualifying online purchases. Three percent back in rewards at grocery stores and one percent back on all other purchases. Also, you’ll get $40 off your qualifying first order of $250 if you go for rewards.  There is no limit to the rewards you can earn with wayfair Mastercard. You can redeem your rewards up to a maximum of $2,500 in rewards dollar monthly at any of wayfair retail sites by applying them in checkout. When you use your wayfair Mastercard.

Benefits of Wayfair Mastercard

With a wayfair credit card, you’ll stand to enjoy the following benefits;

  • You’ll earn rewards on online shopping and everyday day shopping at grocery stores.
  • Great rewards rete on purchases at wayfair brands.
  • You’ll enjoy free delivery on all eligible purchases.
  • It charges on fees on foreign transaction.
  • Cardholders get 5% back on wayfair retail website purchase, 3% at grocery stores, 2% on qualifying online purchases, and 1%v on all other purchases.
  • Also, you’ll get a discount off your first order with minimum purchases.
  • There are no annual fee charges.


  • The APR is relatively high compared to other credit cards. It has an APR variable of 26.99%.
  • Rewards earn can only be redeemed at wayfair brands or family.
  • It has a very poor welcome offer. You’ll simply earn $40 off your first purchase, but to get it, you need to spend $250. You cannot combine it with other discounts.
  • Unfortunately, wayfair Mastercard offers no annual bonus.
  • You can’t earn bonuses if your first purchase uses special financing.

Wayfair Mastercard Application

Applying for a wayfair Mastercard is very easy. if you are the type that still has the old wayfair credit card and is still okay with it. Presently, Citi is offering a better deal. So why don’t you consider applying for it. When you are ready to apply for this credit card, you’ll be asked to submit an application to be considered for the card, immediately, you are approved for the card, you are opportune to choose the wayfair Mastercard or the wayfair credit card. Hence, you can follow the guidelines below to apply;

  • Visit the Wayfair card application page.
  • On the homepage, click on the “Apply Now” button.
  • Then, you will be redirected to the account creation page.
  • Now enter your email address to sign in or register an account.
  • After entering your email address, click on the “Continue” button.
  • Another page will pop-up, create a password for yourself and click on “Create Account”.
  • Enter a mobile number and click on the “Send Code” button.
  • You will then receive an SMS of a temporary code on the mobile number.
  • Enter the verification code on the verification code field.
  • After typing in the code, click on the “Submit” button.

With a few more steps to go, you will complete your application process.

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