Financial crises can be inevitable with payday loans like Viva. Loans can be taken to cover urgent expenses. That is why online lenders like Viva Payday Loans are at your service. They provide tailored payday loans to suit every borrower’s needs.
Vivapaydayloans.com is aimed at helping people in the United States get short-term loans when they need them the most. The loan application is fast and effortless, and in two minutes you can get a decision concerning your loan application. What’s more, you can borrow from $100 to $5000 from any lender from Viva Payday Loans.
Furthermore, Viva Payday Loans uses advanced technology to match borrowers with lenders that will meet their needs. Interest rates and other fees will be determined by the lender.
How Viva Payday Loans Work
Viva Payday Loans acts as an agent for borrowers, and they provide lenders that will meet the needs of the borrowers. Borrowers can borrow from $100 to $5000 with an interest rate of 5.99% to 35.99% and choose a repayment plan between 2 to 24 months.
To apply for a short-term loan, visit the official website of Viva Payday Loan, fill out the application form with the loan amount and repayment term, and get a decision in two minutes. However, before you can be approved for a short-term loan, you must meet the eligibility requirements.
Does Viva Payday Loans Perform a Credit Check?
No, they don’t. Several lenders on Viva Payday Loans don’t perform a credit check before they can approve payday loans. This means that people with bad credit scores can also be eligible to apply for a loan. Although there is no specific credit score needed for a loan at Viva Payday Loan, you still have to provide important documents like proof of income and proof of permanent residence to be eligible for a loan.
Requirements to Apply for Viva Payday Loans
Before you can apply for a short-term loan at Viva Payday Loan, you must meet the eligibility requirements. Here are the criteria you must meet:
- You must be at least 18 years old to apply.
- You must have a permanent address.
- Proof of regular income.
- You must have an active bank account.
You must be able to meet the criteria listed above and provide the necessary documents needed for the loan application.
How to Apply for Viva Payday Loans
Getting a short-term loan helps you cover the cost of urgent needs and other expenses. The loan application for Viva Payday Loan is hassle-free and fast. Within two minutes, you will be done with the loan application provided you have all the documents required. Follow the guide below to apply for a loan:
- Connect to the internet.
- Open your web browser and visit www.vivapaydayloans.com.
- On the homepage, tap the APPLY tab located at the top right corner of the page.
- You will be directed to another page.
- Choose the loan amount.
- Enter your email address.
- Tap the Next button.
- Choose your marital status.
- Enter your name, date of birth, and phone number.
- Enter your address and zip code.
- Choose your state and city.
- Select your residency status.
- Select the year you moved to your residential address.
- Provide your employment details.
- Enter your monthly income and work phone number.
- Choose your mode of payment.
- Provide the details of the loan transfer.
- Enter your bank name, account number, and bank type.
- Enter your social security number.
- Enter your driver’s license number.
- Tap the Next button.
- Confirm your identity.
After confirming your identity, wait for the approval and then the loan amount will be deposited right into your bank account.
Loans Like Viva Payday Loans
If you aren’t approved for a loan at Viva Payday Loans, you can try other alternatives. There are other online lenders like Vivapaydayloans.com and they include:
- Big Buck Loans
- Green Dollar Loans
- Credit Check
- Low Credit Finance
- Fundo Loans
These are some online lenders just like Vivapaydayloans.com. You can visit their official page to get more information about the lenders.
Viva Payday Loans Hours
Viva Payday Loans is available every day of the week, and they are on standby for people who would like to apply for loans at odd times. These are Vivapaydayloans.com business hours:
|Days||Opening Hour||Closing Hour|
|Monday||08:00 am||10:00 pm|
|Tuesday||08:00 am||10:00 pm|
|Wednesday||08:00 am||10:00 pm|
|Thursday||08:00 am||10:00 pm|
|Fridays||08:00 am||10:00 pm|
|Saturdays||09:00 am||10:00 pm|
|Sundays||09:00 am||10:00 pm|
The table above shows the exact opening and closing hours of Vivapaydayloans.com. It would be wise to be aware of the business hours before you apply for a loan with their lenders.
Vivapaydayloans.com Customer Service
If you have any complaints or need guidance with your loan application, you can reach out to their customer care service for assistance. Visit the official page at www.vivapaydayloans.com/contact to access the customer care number and lodge your complaint.
Is Viva Payday Loans a Direct Lender?
Vivapaydayloans.com does not offer instant payday loans. It only acts as an intermediary between potential borrowers and potential lenders. It helps borrowers apply for loans from third-party lenders whose APR is between the range of 5.99% and 35.99%.