Are you the type that like things like beauty and beauty stuffs such as cosmetics, skin, fragrance, hair products and other salon services? if yes, then the ulta beauty credit card is hugely recommended for you. The ulta beauty credit card is a card offered by comenity capital bank designed for ardent shoppers of ulta beauty and makeup supplies, to offer points every time they purchase. The ulta beauty is the biggest and chief beauty retailer in the United States of America. It offers over 2,500 products from roughly about 500 well established and emerging beauty brands across all price points and categories, as well as ulta beauty’s own private label.
Also, ulta beauty provides a full-service salon in every store featuring skin brow, hair, and make up services. Basically, ulta offers three major credit cards which are ulta rewards card, ulta rewards Mastercard, and the ulta rewards credit card. Meanwhile, the ulta rewards card is not a credit card. It is ulta’s loyalty program that rewards you with exclusive points and offers for purchases made on ulta.com and at ulta beauty stores. The ulta beauty rewards program is free and it is free for any resident of US over the age of 16. While the ulta rewards Mastercard is a credit card that can be used at ulta beauty and anywhere Mastercard is accepted. And the ulta ultimate rewards credit card can also only be used at ulta beauty stores and on ulta.com.
How Ulta Beauty Credit Card Works
To start with, ulta beauty credit card offers you 20% off your first purchase at ulta beauty and the card does not come with an annual fee. With your ulta beauty credit card, you’ll earn 2 points for every $1 spend at ulta beauty and one point for every $3 spent outside of ulta beauty. You will also enjoy 500 sign-up bonus points when you spend $500 in the first three months outside of ulta beauty. Additionally, it has a regular APR variable of 28.24%. It has $0 balance transfer APR and cash transfer APR. Unlike other credit cards, it does not charge fees for cash advance and foreign transaction. No fess for late payment and returned payment.
Benefits of Ulta Credit Card
The ulta beauty credit card offers several exclusive benefits and perks at ulta beauty. You will enjoy the following benefits using this credit card;
- You’ll receive a coupon during your birthday month which can be redeemed at ulta beauty store for a gift.
- It does not charge ana annual fee.
- You’ll get 20% off your first purchase at ulta.
- One point for every $3 spent elsewhere.
- Also, you’ll get 500 bonus points after you spend $500 in the first 3 months anywhere outside ulta.
- There are member exclusive offers up to $75 in each year.
- It allows you check your credit balance.
- With ulta card, you can update your account information.
- The ulta card does a nice job of providing instant but modest worth to cardholders. Though the welcome bonus alone does not provide a convincing enough incentive to apply for the card.
- You can’t turn your points into cashback that you can use for travel, groceries or whatever.
- Rewards are only redeemable for ulta purchases at checkout.
- Ulta points expire. This is the biggest weakness
Ulta Credit Card Requirements
To apply for the ulta beauty credit card, you need to meet the following eligibility criteria;
- You must be at the age of majority in your territory or state.
- You must have a street, APO/FPO mailing address, or rural route. Ulta does not accept PO Box mailing address.
- Also, you must have a legal government-issued photo ID.
- As well as a valid government issued tax identification number such as SIN or SSN.
How to Apply for Ulta Beauty Credit Card
At first, when you apply for the ulta beauty credit card, you’ll be considered for the ulta Mastercard which requires a credit score of 700+ for good approval odds. If you are unable to qualify for the ulta rewards Mastercard, you will then be considered for the ulta beauty rewards credit card which is generally acceptable to those having a credit score of 640+. Meanwhile, there are two ways you can apply for the ulta credit card. You can apply either online at ulta.com or at ulta beauty store and apply at checkout. But in this section, we’ll be giving you simple steps of how you can apply online at ulta.com.
- Visit the ulta credit cards website.
- Scroll down and click on the Apply Now button.
- On the next page, you’ll be asked to sign-in your account to get started. If you don’t have an ulta account, click on the Apply Now button to apply without an account.
- Start by providing your email address, crate a password, confirm password, first name, last name, home address, phone number, date of birth, annual income, and social security number.
- By selecting Yes, I consent, agree to the terms and conditions.
- Finally, click on the Submit Application button.
Then you have to wait to be approved. If finally approved, you’ll get a credit card welcome kit in the mail you provided within seven to ten working days. If you are approved at ulta.com or at ulta beauty store, you will be allowed to use your new account on the same transaction and will also get a first purchase discount.