The State Farm Premier Cash Rewards Visa Signature Card is a rewards card that is issued by the U.S. Bank. This credit card is worth applying for because it offers lots of generous rewards and it doesn’t come with an annual fee. With this credit card, you can get cashback on eligible purchases and insurance premium payments.
If you like to earn rewards on every purchase you make, then the State Farm Premier Cash Rewards Visa Signature Card is the ideal credit card for you. When compared to other credit cards, most cardholders prefer the State Farm Premier Cash Rewards Credit Card due to the rewards it offers.
Why Should I Get the State Farm Premier Cash Rewards Visa Signature Card?
If you like rewards, then this card is the go-to credit card for you. The State Farm Premier Cash Rewards Credit Card offers rewards and cashback on eligible purchases. There is even a discount for insurance payment premiums and travel benefits.
State Farm Premier Cash Rewards Credit Card Rates & Fees
Before getting the card, you should be aware of the interest rate and fees to know if this credit card suits you.
Interest Rates
- Regular APR:17.99% – 27.99% variable
- Balance Transfer Intro APR: 17.24% – 27.24% variable
- Purchase Intro APR: Nil
Fees
- Annual fee: $0
- Foreign Transaction fee:3%
- Late payment fee: $40
- Overlimit fee: $0
- Returned Payment Fee: $40
Rewards Rate
- 1% cash back on every eligible purchase.
- 2% cash back at the drug store, gas station, electric vehicle charging stations, dining, and grocery stores.
- 3% cashback on insurance premium payments, up to $4,000 spent yearly.
The State Farm Premier Cash Rewards Credit Card doesn’t charge any annual fee, which makes it an ideal choice for people searching for low-cost reward cards.
Benefits Of State Farm Premier Cash Rewards Visa Signature Card
There are certain benefits that the State Farm credit cards reward their cardholders with, and there are:
- No annual fee.
- Cardholders can earn rewards on eligible purchases.
- The State Farm Rewards Visa Credit Card reports to several credit bureaus.
- 0% APR balance transfer introductory rate on balance transfers for up to a year.
- Several credit card perks.
- Identity theft protection.
- Visa roadside dispatch.
- Travel accident insurance.
- Cell phone protection of up to $600 when stolen or damaged.
- Extended warranty on purchases.
- Travel assistance insurance.
- 0% APR on new purchases during the first 12 months.
- Auto rental collision damage waiver.
- Cardholders have access to the Visa Signature Luxury Hotel Collection of more than 900 luxury hotels around the world.
These are the perks that cardholders enjoy when they use the State Farm Premier Cash Rewards Credit Card.
What Credit Score Do I Need for the State Farm Premier Cash Rewards Credit Card?
To get approved for the State Farm Premier Cash Rewards Visa Signature Card, you need a very good credit score. The U.S. Bank requires a minimum credit score of 690 to be approved for this credit card. If you have a bad credit history, you can apply for another credit card.
How to Apply for the State Farm Premier Cash Rewards Visa Signature Card
If you want to apply for this credit card, you need to provide some important documents and have a good credit score. However, if there is a security freeze on your credit report, endeavor to contact your credit bureau to lift it. The issuer of this card does a credit check, so failure to remove a free on your credit file will result in denial. The steps to apply are as follows:
- Connect to the internet.
- Visit the State Farm Premier Cash Rewards Credit Card page on the U.S. Bank website.
- Click on the ”Apply now” button.
- Login to your State Farm account or click on “Continue as Guest.”
- This takes you to the application page.
- Enter your first name, middle name, last name, email, phone number, and select a suffix.
- Tap “Save and Continue.”
- On the next page, enter your date of birth, SSN/ITN, street address, apartment, city, state, and zip code.
- Select your housing status and country of citizenship.
- Then click “Save and Continue.”
From there, follow the on-screen instructions to complete the application process. If you are approved for the card, you will be notified by the company and your credit card will be mailed to you.
Should I Apply for the State Farm Premier Cash Rewards Credit Card?
There have been a lot of positive reviews about the State Farm Premier Cash Rewards Visa Signature card. Unlike the State Farm Good Neighbor Visa Card, the State Farm Premier Cash Rewards credit card is decked with cash back rewards, which makes it worth applying for.
State Farm Premier Cash Rewards Credit Card Customer Support
Perhaps you want to speak with a State Farm agent regarding the State Farm Premier Cash Rewards Credit Card. You can always visit their State Farm Customer Care page and ask your queries. Better still, you can email them directly at support@statefarm.com or call their helpline. They are available from 7 a.m. to 10 p.m. Monday through Friday and from 9 a.m. to 5 p.m. on Saturdays.
