If you frequently shop at sears and you use sears credit card, chances are that you might have heard of Shop Your Way Mastercard. Both are credit cards offered by sears and issued by Citibank. We’ll be talking about Shop Your Way Mastercard. Just like sears store card, Shop Your Way Mastercard qualifies you for special financing on selected purchase and does not charge annual fees. Unlike sears store card, which can only be used at sears and sears.com, you can use it wherever Mastercard is accepted because it is issued on the Mastercard network.
Furthermore, shop your Way Mastercard earns you rewards on all categories. But rewards are not offered as cash back, but as percentage back. Which means in ‘points. On the contrary, your Shop Your Way Points do expire as they are only valid for 12 months after you’ve been awarded. So, you either use them or lose them.
Sears Shop Your Way Card is best recommended to those who tend to make large purchases. Because that is the best means that can enjoy the best rewards and special financing it has to offer.
Benefits of This Mastercard
In addition, Shop your Way Mastercard offers cardmembers rewards and also comes with great perks. Unlike sears credit card, syw Mastercard is decked with benefits to make your purchase meaningful. Thus, sears shop your way credit card offers the following benefits;
- On eligible purchases made at gas stations, you get 5% in points.
- On eligible purchases made at restaurants and restaurants, you get 3% in points.
- Unlike sears credit card which can only be used at sears and sears.com, Shop Your Mastercard can be used anywhere Mastercard cards are accepted – that’s virtually everywhere.
- After spending $50 or more on eligible purchases within the first 30 days, you’ll earn a $40 statement credit.
- On eligible purchases made in sears and Kmart, you get 2% back in points.
- On all other eligible purchases, you get 1% in points.
- Five percent off select floor clear items, home appliances or no interest if you pay fully within 12 months.
- Five percent off electronical products over $599 or no interest if paid fully within 12 months.
- Extended warranty
- Five percent off accessories for kids, women and men.
- There is no annual fee or membership fee charges. Joining Shop Your Way rewards programs is free as you are not required to pay a fee.
- Five percent off select furniture items above $499 or more if paid completely by the due date.
Above all, you can redeem any number of points as well as redeeming points on the spot for eligible purchases at participating stores. For sears Mastercard holders, this rewards program serves as a platform for redeeming points. Besides, it works like an online bonus mail. In other words, you also earn points by shopping it.
How to Apply for Shop Your Way Mastercard
Just like sears credit card, you can apply for Shop Your Way Mastercard either in store or online. But this card requires an excellent credit for approval. Thus, you need to have at least a FICO score of 700 to increase your chances of approval. You can however apply using the steps below;
- Get your device connected to the internet and log on to sears official website.
- Once the page load, scroll down and click on the link that says’ Apply and use Today’ under the Shop Your Way Mastercard image.
- Then enter your sears username and password on the field to sign in.
- However, if you don’t have a sears account, click the link that says ‘Join for free’.
- Then the sign-up page will appear. Provided the necessary information and click on the Join button below.
- After you’ve created an account, input your username and password and click ‘Sign In’.
As you can see, the Shop Your Way Mastercard application process is very easy, and can do the application in few minutes. Likewise, you can apply at sears stores but you’ll need to present photo identification.