In search of a secured credit card that helps you rebuild your damaged credit? You can apply for a Sable One Credit Card at www.sablecard.com today. And if you aren’t sure if this card is right for you, read through this review till the end.
The Sable One Credit Card is a secured card issued by Sable Money, Inc. It is designed to help you rebuild your credit card debt and offers you a wide range of features and benefits. Unlike other credit cards that require you to have a good credit score before applying for a credit card, you don’t need a good credit score to apply for this card.
Even with a bad credit score, you can apply for the Sable One Credit Card online and without hassle. In addition, this card offers you unlimited rewards and cashback on purchases made with Amazon, Hulu, Netflix, and more. You don’t need to pay an annual fee, and this is because the Sable One Credit Card offers a zero annual fee, making it significantly cheaper than unsecured credit cards.
It is globally accepted anywhere MasterCard is accepted. Furthermore, after four months of credit card use, you can graduate with an unsecured credit card. This card is safe and secure to use across stores and shopping websites around the world. It should be noted that your card is reported to three main bureaus: Experian, Equifax, and TransUnion.
Benefits of Secured Sable One Credit Card
Aside from the fact that this credit card helps to build your credit score, you don’t need to have a good credit score to apply for this card. Several other benefits come with applying for this credit card. Here are some of the benefits of applying for this card.
Zero Annual Fee
As you know, it is important to shop for a credit card with a low annual fee while searching for a card that helps you build your credit. One of the best credit cards designed to help you build your credit score with a zero annual fee is the Sable One Credit Card. Plus, there are no hidden fees or charges while using this card.
Unlimited Cashback and Premium perks
Another benefit of using this card is that you will get to enjoy unlimited cashback and perks. Select brands such as Spotify, Uber, Whole Foods, Amazon, Hulu, and Netflix are eligible for a 2% cashback. Also, you get to enjoy 1% cashback on other platforms.
No Credit Check
Since there is no hard inquiry into your credit history, applying for the Secured Sable One Credit Card has no impact on your credit score, and getting approved is rather simple. However, you should be eligible to receive this card if you are at least 18 years old and can afford monthly bill payments.
Upgrade to an Unsecured Card After 4 Months
Another benefit that comes with the Sable One Credit Card is that you can graduate to an unsecured card after 4 months. However, you will need to meet the required requirements, which include; paying your bills on time, making 15+ purchases every month, having a credit limit of $500 or above for the last four months, and receiving a monthly payroll direct deposit of $500 into your sable account.
Mobile Damage Protection
Sable One also provides all its credit card users with a mobile damage protection plan which covers damages and theft, including cracked screens. Also, you can enjoy other benefits such as purchase protection, extended warranty coverage, rental car insurance, and more. Other benefits offered by the credit card include Travel Assistance, Identity Theft Protection, and Fraud Liability.
What is the Downside of Using the Sable One Credit Card?
No doubt, this credit card offers different benefits and features, which are mouth-watering. However, there are downsides to using this credit card. In this section of the article, we will be listing some of the downsides of using this card.
- There is no welcome bonus.
- Every foreign transaction made with the card incurs a 2% fee.
- It doesn’t offer a rewards program.
Aside from the above-listed cons, the credit card is a great card to make use of.
Requirements to Apply for Sable One Credit Card
You don’t need a good credit score to apply for the www.SableOne.com credit card. However, there are documents needed to apply for a credit card with the company, and here are the credentials to check out:
- You must be 18 years of age or older.
- Social Security Number Information
- Your U.S. Residential Address
- Valid Passport
- For non-US citizens, you will need a visa or valid 194 entry into the US.
How to Apply for Sable One Credit Card Online
To apply for a Sable One credit card, you will need the earlier listed credentials. Also, if you don’t have an account with Sable.com, you will need to open an account online. Here are steps and guidelines to follow:
- Go to www.sablecard.com/credit online.
- On the homepage, click on Credit Card.
- This will take you to another page.
- Tap on Get Started and this will redirect you to another page.
- Enter your full name and an active email address.
- Create a strong password.
- Confirm your humanity and tap on Next.
- Lastly, carefully follow the on-screen instructions to complete the process.
You can also download and install the Sable Mobile App for Android and iOS users from your App store to sign up for a credit card account. Also, you can use the app to login into your account, manage and view your account balance, access your cashback and premium perks, and more.