Homeowners insurance popularly known as home insurance is a property insurance policy that offers coverage for private residences. A homeowner’s policy covers damages and losses to your personal apartment as well as other assets in your home. However, when it comes to homeowners insurance, GEICO offers the best.
GEICO helps to get you affordable homeowners insurance that suits you. GEICO homeowners insurance offers coverage against different types of accidents on your property or home. It also adds a layer of financial protection for you and your family’s investment. It covers just more than your home but your life as well.
Furthermore, with GEICO homeowners insurance you can combine your auto and home insurance policy to save you time and money. If you already have homeowners insurance with another insurance company, you can save more money by getting a quote from GEICO and switching.
Not only will the company give you the best, but it will also offer you the best coverage. Even if you are a mortgage lender, GEICO homeowners insurance is available for you. Do you want to know more about GEICO home insurance and what the policy covers? Kindly read on.
Why Do I Need GEICO Homeowners Insurance?
There are lots of reasons why you need homeowners insurance. It helps to protect your important investment and also protects against accidents in your home. If you are a first-time homebuyer or current homeowner, then you definitely need GEICO homeowner insurance.
What Does GEICO Homeowners Insurance Policy Cover?
The homeowner insurance offers protection and it covers almost everything. However, below are the standard policies the company offers;
- Dwelling coverage for damage to your home and attached structures on your property.(unless the cause of damage is not part of your policy)
- Damages done by nature such as Fire wind, water and Hail
- Protects things that were stolen such as Furniture, clothing, dishes and appliance.
- Limited coverage for stolen jewelry from your home. You may need special coverage for things like Engagement rings, diamond bracelets and wedding bands.
GEICO insurance also helps to cover different types of accident that happens in homes, and also covers the medical bills of the family in the accident.
What is Not Covered by GEICO Home Insurance?
Now let’s talk about the things that are not covered by the GEICO homeowner’s insurance policy. Below are what are not covered check it out;
- Flood due to natural rising water
- Earthquakes
- Nuclear hazard
- Maintenance issues such as insect and termite damage, rodent, general wear and tear and mold
However, if you live in an area that has a high risk for these types of losses, you can be able to include it in your policy to get the type of coverage that suits your need
GEICO Home Insurance Discounts
With GEICO homeowners insurance, not only can you get affordable homeowners insurance quotes you can also get discounts. You can insure your car with them by having homeowners insurance. Not only that, but they also provide alarm systems that help you protect your home and give you peace of mind. They also help you save more money depending on the type of coverage you go for.
How Can I Get a GEICO Home Insurance Quote?
Getting a homeowners insurance quote is very easy and does not demand much at all. You can make use of their website to get an insurance quote easily. Below is how you can do that;
- Open your browser
- Visit https://www.geico.com/homeowners-insurance/
- Scroll down and click on start a quote
- Enter your zip code
- Enter your address information on the next page
- Now click on next
- Fill in the information and finish up the process
- Get your quote
With the above, you have successfully got your Homeowners insurance quotes. To purchase the insurance policy is also very easy and can be done on the website. You can contact customer services for more information about GEICO home insurance. You can either make use of their app or website.
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