When it comes to banks issuing credit cards, the Comenity capital one bank is one of those banks issuing credit cards. One of the credit cards issued by this bank is the Forever 21 credit card. The Forever 21 credit card is a store-branded credit card issued by Comenity bank that allows its users to purchases at forever 21 stores and its affiliates. Forever 21 is a retail store that deals with outfits and wears both for men and women and sells at discounted prices. These days, stores are issuing out credit cards to their customers to make their shopping meaningful, and forever 21 is not also lacking in that aspect.
Furthermore, Forever 21 credit card payment is a card that comes with no annual fee. Basically, Forever 21 Comenity offers two different credit cards which is the normal store card and a visa card and the two cards look almost the same. Apparently, you can only use the Forever 21 payment card at Forever 21 stores or at their websites. This implies that you cannot get some rewards Forever 21 card which is a store card. But contrary to the Forever 21 credit card, you can use the forever 21 visa card anywhere a Visa card is accepted. However, the Forever 21 comenity has an extremely high APR of 26.99% variable. When you make a late payment with your card, you can be charged up to $40. For returned payment, that is when you bounce a payment, a fee of $40 applies as well on the Forever 21 card.
Benefits of Forever 21 Credit Card
As expected, everyone will expect to benefit from anything they are using. So, Forever 21 credit card from comenity bank also comes with its own share of benefits. With this card, you will get the following benefits;
- Your rewards point never expire as you can earn unlimited rewards points with Comenity bank forever 21 card.
- The first purchase you make when you open and use your forever 21 comenity card, you get 20% off.
- For the next purchase you make after your first purchase, you get 15% off.
- When you earn up to 300 points, you get a $5 rewards certificate.
- With your card, you’ll get exclusive offers and benefits.
- When you make a minimum purchase of $25 on your birthday month, you are offered a 10% birthday discount.
- For every purchase, you make with your card online and in-store at Forever 21, you get 3 points.
- Also, you can double your points at every special event during the year.
- Forever 21 does not charge an annual fee from cardholders. So, you can confidently spend money without any fear of annual charges.
- You can use your card at all fullbeauty stores.
- It reports your account activity to the three major credit bureaus which are Experian, TransUnion, and Equifax.
As a cardholder of Comenity Bank Forever 21 credit card, you can enjoy these amazing rewards and benefits. If you are an avid or frequent shopper of Forever 21, the card might be helpful in making your daily purchases meaningful. As you can see, it offers some of the benefits that most store cards don’t offer.
Eligibility Criteria to Apply for Forever 21 Credit Card
On the contrary, the Forever 21 card is not available to everyone and this is one of the drawbacks of this card. Therefore, to apply for the Forever 21 comenity you need the following requirements I will be listed below;
- Intending applicants must be at the age of majority in their respective countries.
- You must have a rural route, APO/FPO mailing address, or street address.
- You must have a valid government-issued photo ID as well as a valid government tax identification number which includes social security number [SSN] or social insurance number [SIN].
If we don’t meet the above Forever 21 visa credit card requirements, we recommend that you apply for another credit card. All this information’s is necessary because it helps the government against money laundering activities and funding and terrorism.
How to Apply for Forever 21 Credit Card
Applying for a Forever 21 credit card is pretty easy. Meanwhile, you need at least a FICO credit score of 600 which is fair credit to apply. Having gone through the eligibility criteria and you consider yourself qualified. You can proceed to apply by following the steps below;
- Launch a web browser and visit the Comenity Forever 21 official website.
- Navigate down on the homepage and click on the Apply button.
- In the first phase of the application which is your personal information, enter your date of birth, last name.
- Social security number, middle initial [optional], first name, suffix [optional], and annual income.
- Move to the next phase which is your contact information. Enter your email address, confirm the email address, alternate phone, mobile phone.
- City, zip code, state address, apartment, or suite [optional].
- Add an authorized buyer to your account if interested.
- Then, click on the black continue button.
From there, you will be directed on what to do to complete your application process. There is a high tendency that you’ll get a response after the application. But if otherwise, it may be that Comenity bank needs more time to go through your application.
Forever 21 Credit Card Login
In addition, you can stay at the top of your account by accessing your account online. But this implies that you must have already created an account on Forever 21. By signing in to your Forever 21 card account, you will be able to make payment with your card or check your balance. Hence, you can follow the steps below to login your account;
- Visit the Forever 21 Comenity login page using the link above.
- At the left-hand side of the page, you will see the sign in page.
- Enter your username and password.
- Lastly, click on the sign in button.
However, the Forever credit card login allows you to pay bills as well as managing your credit account. That’s all. If you carefully follow the guidelines above, you will successfully login to your account without any hinderances. Accessing your account online is quite easy as well which can be done anytime using the steps above.