Best Cash Back Credit Cards

What are the best cash back credit cards for 2022? If you are in urgent need of a cash back credit card that offers you unlimited benefits and features, this write-up can help you make the right decision. In this write-up, we will be discussing the best cash back credit cards for 2022.

Meanwhile, a Cash Back Credit Card is a reward card designed to provide cardholders with a small percentage of the total amount spent on purchases. For instance, you can earn 3% on groceries and 2% on other purchases. It is otherwise known as a reward card.

Cardholders are, however, expected to reach a particular transaction level to qualify for cashback or enjoy other benefits that come with the card. Some companies allow you to use your rewards for other purposes, such as travel, electronics, partnership incentive programs, and more. Nonetheless, applying for a Cash Back Credit Card offers different benefits offered by your card issuer.

That is why it is important to shop for the best cashback credit cards. However, there are several options to choose from, which can be daunting and even time-consuming. However, using our carefully selected best and top cashback credit cards can help you make the right decision today.

Top 10 Best Cash Back Credit Cards For 2022

After careful research, we have compiled the top 10 best cash back credit cards for 2022. Below are the top cashback credits to check out today:

  • Chase Freedom Unlimited
  • Wells Fargo Active Cash Card
  • Capital One SavorOne Cash Rewards Credit Card
  • Citi Custom Cash Card
  • Discover It Cash Back
  • Bank of America Customized Cash Rewards Credit Card
  • Amazon Prime Rewards Visa Signature Card
  • Capital One Walmart Rewards Card
  • Chase Freedom Flex
  • Bank of America Unlimited Cash Rewards Credit Card

Overview of the Top 5 Best Cash Back Credit Cards

Chase Freedom Unlimited

Chase Freedom Unlimited is one of the best cashback credit cards. It offers you 1.5% cashback on all your purchases. You will also be eligible for additional benefits. Such as travel booked through Chase, restaurants, drugstores, and more.

As a new cardholder, you can enjoy other mouthwatering benefits. The Chase Freedom Unlimited cashback credit card allows you to earn 5% on travel booked through Chase, 35% cash back at restaurants and drugstores, and 1.5% on other purchases.

But you will need to perform a transaction of up to $20,000 in the first year to qualify for their benefits. It should be noted that there is no annual fee and you can apply for the card online. You can visit Chase Bank’s official website to see if you qualify for the card.

Wells Fargo Active Cash Card

This is another excellent card with amazing and top-notch benefits and features. The Wells Fargo Active Cash Card doesn’t require an annual fee. You can earn a $200 cash reward bonus by completing a $1,000 purchase in the first 3 months. In addition, you get to enjoy unlimited 2% cash rewards on purchases.

Unlike other cash back credit cards, there are no categories to track cash rewards, and your reward will never expire as long as your account remains open. Visit the official website of Wells Fargo to apply for this card and also check your eligibility.

Capital One SavorOne Cash Rewards Credit Card

The Capital One SavorOne Reward Cash Credit Card is a great option for people searching for cash back at restaurants. There is an annual fee and a foreign transaction fee. Plus, you will get to enjoy different benefits and cashback. You can earn a one-time $200 cashback bonus after spending $500 on purchases within the first three months of opening your account.

In addition, you will get an unlimited 3% cashback on entertainment, dining, popular streaming services, and grocery stores aside from Walmart and Target. You can visit the official website to check your eligibility.

Citi Custom Cash Card

The Citi Custom Cash Card is an amazing cashback card that automatically allows you to earn 5% cash back at restaurants, grocery stores, gas stations, etc. No annual fee is required, but you will need to have an account with Citi to apply for this card.

Meanwhile, there is no rotating bonus, which means as your spending changes each billing cycle, your earnings adjust automatically when you spend in any of the eligible categories. You can visit the official website to check your eligibility.

Discover It Cash Back

The Discover it Cash Back Credit Card offers 5% cash back on purchases of up to $1,500 in a variety of household budgets, including groceries, restaurants, and Amazon.com. However, new cardholders can also earn excellent benefits and bonuses. You can redeem your reward at any time and any day as it never expires.

In addition, The Discover it Back Credit Card doesn’t charge you an annual fee for using this card, and you can conveniently apply for a card online via their official website. But first, it is important you check your eligibility and credit score via their website.