Making a payment on your credit card is very important because failure to do so could lead to the closure of your credit card. Also, refusal to make payments for you could affect your credit score, which is why it is very important to make your Belk Credit Card payment.

Issued by Synchrony Bank, the Belk credit card is for frequent shoppers at Belk Inc. This is a private department store company based in North Carolina. They offer stylish and modern southern styles. Currently, the Belk department store can be found in 16 states. They sell a variety of private-label brands, cosmetics, shoes, home décor, and accessories.
After using the Belk credit card for purchases, you are given five options to make your credit card payment. You can pay online, by mail, through the app, in a store, or by phone. In this guide, I will provide several ways you can make payment for your Belk credit card.
Belk Credit Card Login
To log in to your Belk online account, go to the official website and follow the prompts:
- Open your web browser and visit Belk credit card’s official website at belk.com.
- Tap the login link.
- Enter your username and password.
- Choose Safe Login.
And that is it. You have successfully logged into your Belk online account.
Belk Credit Card Payment
There are two ways you can make your payment for the Belk credit card online. The first method is to make a payment without logging into your account, and that is to pay as a guest. Another way to use your Belk credit card online is to log in to your online account.
Head over to Belk’s official website and provide your login details, such as billing ZIP code and account number. Follow the on-screen instructions to log into your account. Once you are in your online account, provide your bank details and submit the payment.
Furthermore, you can choose the option to set up an automatic withdrawal from your bank account. The credit card payment will be automatically deducted from your bank account every month.
Belk Credit Card Payment As a Guest
You can pay for your Belk credit card without logging into your online account. Here is how to pay for your Belk credit card as a guest:
- Open your web browser and visit Belk’s official page.
- On the homepage, go to the account management page for your credit card.
- Select Pay as a Guest.
- Input your credit card number.
- Enter the last four digits of your Social Security Number.
- Enter your ZIP code.
- Follow the prompts to finish your credit card payment.
These are the steps to take if you want to pay for your Belk credit card as a guest.
Belk Credit Card Payment Through the App
You can pay for your Belk credit card through the Belk app, which is compatible with both Android and iPhones. Here is how to:
- Download the Belk app from your Google Play store or App Store.
- Launch the app on your device.
- Register for an online account.
- If you have an account, log into the app with your username and password.
- Choose the Payments tab
- Follow the on-screen instructions to finish your credit card payments.
By following the steps carefully, you can make a payment on your credit card through the Belk app.
Belk Credit Card Payment by Phone
Paying for your Belk credit card is very easy over the phone. Prepare your bank details and account number before making the phone call. Follow the steps below to pay over the phone:
- Dial their customer service helpline.
- Input your Belk credit card number.
- Follow the on-screen instructions to finish your payments.
These are the steps to take if you want to pay for your Belk credit card over the phone.
Belk Credit Card Payment by Mail
You can also pay for your Belk credit card by mail. All you have to do is to make a check payable to Belk at the minimum payment amount. From your billing statement, add the payment along with the payment coupon. You can write your account number on the check if you don’t have a coupon. Mail them to the following address:
Synchrony Bank/Belk
P.O. Box 530940
Atlanta, GA 30553-0940
Note: Payment for your Belk credit card through the mail can be delayed for 5 days if it is not submitted properly.
Belk Credit Card Payment In-Store
Belk credit cards can also be paid for through their department stores. Make use of the store locator on the Belk official website to search for the store nearest to you. After getting to the store, head over to the customer service desk to make payment on your credit card.
Belk Credit Card Payment Due Date
The due date for the Belk credit card will be on your billing invoice. It would be advisable to pay on the scheduled date to avoid late payment fees, and payment must be made before 5 p.m.
How to Avoid Late Fees for Belk Credit Card Payments
To avoid being charged extra fees for your late payment on your Belk credit card, ensure that you pay on time on the date issued to you on your billing invoice. All payments are due by 5 p.m. on the scheduled payment date. You will be charged $29 for late payments if you pay after the due date. The late fee also becomes $40 if you pay one within the six billing cycles.
Belk Credit Card Customer Service
If you have any issues concerning your Belk credit card or any other issue, you can contact Belk customer service. Go to the official website, www.belk.com, to get their customer care line. You can also write to them concerning any issue you have.
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