If you are looking for a credit card that gives cash back on every transaction, then the Aspiration Zero Credit Card is the right option for you. It gives 5% unlimited cash back on each transaction within each payment term.
With an extra 5% cash back on all eligible purchases every month, carbon zero is reached. This credit card also contributes to the environment. How? Each time a cardholder redeems their rewards for tree planting efforts, the reforestation partners plant new trees.
New cardholders get a $300 welcome bonus after spending up to $3000 on eligible transactions in the first three months. Although some other credit cards can be good when compared to other credit cards, the benefit here is that you can reduce your carbon footprint.
How Aspiration Zero Credit Card Works
The Aspiration Zero Credit Card works when you plant a tree for each purchase made with the credit card. It also plants an additional tree when you roll over the fee to the nearest dollar. If you care about the environment and want to make a change, you can do so through this credit card.
Aspiration partners with reforestation partners like One Tree Planted and Eden Reforestation Project to plant more trees. This card aims to be carbon neutral by planting 720 trees in a year or 60 trees in a month. The Aspiration Zero Credit Card gives you a 1% cash back reward for your purchases, and you can track this through the app.
Benefits of Aspiration Zero Credit Card
Aspiration Financials issues the Aspiration Zero, and the card offers quite a lot to the cardholders. If you are interested in getting this card, here are the features:
- A $60 annual fee.
- A $300 bonus when you spend $3000 in the first three months.
- 5% cash back on all qualifying transactions every payment period, plus an extra 5% back on all eligible purchases every month until carbon zero is attained.
- Reduce your carbon foot with each transaction when Aspiration plants a new tree.
- The Aspiration Zero Credit Card has an APR that ranges from 13.15% to 22.95%.
- A fee of 3% on balance transfer.
- 2% on all international transactions.
- You might get a low approval if your credit score is below 670.
Aspiration Zero credit card might not be the best credit card out there when compared to other credit cards. But it supports a good cause which is the environment by planting a tree every time a cardholder redeems their rewards.
Aspiration Zero Credit Card Rewards
Aspiration Financials offers lots of rewards for the Aspiration Zero credit card. Here is a view of the rewards:
- Cardholders can earn 5% unlimited cash back on all qualifying transactions on every payment. With an extra 5% back on all eligible purchases every month, you reach carbon zero. A tree is planted on every qualifying transaction made under the A Swipe for a Tree scheme.
- Under the Plant Your Change scheme, cardholders can pay to plant a tree. Plus, Aspiration Zero welcomes new cardholders with a bonus of $300 when they spend $3000 within the first three months of opening the account.
- You can redeem your rewards through cash back in the form of a statement credit. You can also redeem, which will be used to plant a new tree. A dollar can be used to plant a new tree. The rewards are automatically divided into two categories: one for cashback and the other for tree planting efforts.
To know the potential of your rewards on the Aspiration Zero Credit Card, you will have to put your spending limit into consideration. To earn enough cash back, you can follow the redemption of the Aspiration Zero Card and earn $120.27 to help plant over 120 trees.
Aspiration Zero Credit Card Limit?
Once you have passed the pre-approval for the Aspiration Zero Credit Card, you will get a spending limit of $16,000. Aspiration does a hard credit check before you are approved for the card, and you need a minimum credit score of 670 applying.
Aspiration Credit Card Pre Approval
To be eligible for this card, there is a certain requirement that must be met and specific documents must be provided.A minimum credit score of 670 is needed before applying for an Aspiration Zero Credit Card. You will need to provide your social security number.
This number will be used as part of the verification process for the card.Proof of financial stability: Aspiration financials need to know that you have a stable income before you are approved for the card. Once you provide all these documents, you are one step closer to applying for the card.
Credit Score Needed to Apply for Aspiration Zero Credit Card
If you are interested in applying for the Aspiration Zero Credit Card, you need a minimum credit score of 670. This card is the best option for people with a good credit history. The pre-approval process for people with low credit scores can be slow and they might not be approved for the card. Once a hard credit inquiry is made, you will be approved for the credit card.
Aspiration Zero Credit Card Application
If you want to apply for this credit card, you need to have a good credit score and all the proof that you are financially stable. Then, the next step is to apply for the card. The application process is quick and easy. However, you need to sign up for an account to get started.
- Visit the official website at www.aspiration.com/credit.
- Click on the Apply button.
- You will be asked to enter your email address.
- Create a new password.
- Choose the card you want.
- Click on “Get This Card.”
- On the next page, enter your name and click on Continue.
- Enter your date of birth.
- Enter your mobile number and click “Continue.”
- A verification code will be sent to you.
- Lastly, enter the verification code and tap Continue.
Once you have entered the verification code, you will have to provide your credit score and financial statement. A soft credit inquiry will be performed. And if you are eligible, you will be approved for the Aspiration Zero Card.
Is Aspiration Credit Card Legit?
Yes, it is. It might not be the ideal card for most people but it is a good credit card. If you have a good credit score, this card might be the best for you. With a credit card, you can make a change in the environment, by planting trees. Also, part of the money is donated to nonprofits that assist the needy.
Aspiration Credit Card Login
If you have already applied for the Aspiration Zero credit card, you can sign in to your account anytime. The Aspiration Zero card login page is only for registered users. Hence, follow the guidelines below to login into your account;
- At first, visit the Aspiration Zero card login page on your device browser.
- You will see the login page displayed at the center of your screen.
- Enter your email address and password in their respective field.
- Having done that, click on the ”LOG IN” link below.
Congrats! You have successfully logged in to your account. When you sign in, you can do a lot of things, which include paying bills, viewing your balance, and more.
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