Do you need a credit card that requires excellent credit? It is no doubt every credit card aims to have an excellent credit score so as to improve their chances of credit approval. Definitely, excellent credit will come with excellent rewards. So, to answer that question. If you are in need of a credit card that requires excellent credit, then Costco anywhere visa is just at your doorstep. Costco anywhere visa is a credit card issued by Citi. Costco credit card is issued on the visa network and it allows you to earn cashback rewards. Moreover, if you are a frequent Costco shopper, this card can add value to your wallet as well.
As a Costco member, you can use Costco anywhere visa to earn great rewards across a wide range of purchases as well as restaurants, eligible gas, and travel. You can earn rewards in-store or online. On the contrary, the Costco Citi card does not offer any sign-up bonus. This makes the card quite unappealing. On the other hand, this card rewards structure does not only cover Costco purchases but a wide range of purchase protection.
Benefits of Costco Anywhere Visa Card
Costco Citi card is a great card for earning cashback rewards in different spending categories including Costco purchases. What makes this card outstanding amongst other rewards cards is that you can use it to earn rewards at all gas stations globally. Thus, Costco anywhere visa comes with the following benefits;
- This card offers you 4% cashback rewards on all qualified gas globally as well as gas at Costco. This offer is for the first $7,000 per year and after that 1%.
- As a cardholder, you get 3% cashback on restaurant and qualified travel purchases worldwide.
- On all other purchases from Costco and Costco.com, you get 2% cashback.
- While on all other purchases, you get 1% cashback.
- As a card issued on the visa network, you can use it anywhere visa cards are accepted.
- Costco Citi Card comes with damage and theft purchase protection.
- Extended warranty coverage.
- As a card issued by Citi, you can enjoy Citi entertainment benefits. This includes exclusive access to buy tickets to several events as well as presale tickets for the year’s most anticipated concerts.
- The major benefit of Costco’s credit card is that it does not come with an annual fee. So, you can save money on fees. But you need to pay an annual fee for a Costco membership.
- Travel to anywhere life carries you with peace of mind. When traveling out of the country with your card, you won’t incur foreign transaction fees.
As you can see, Costco anywhere visa is a great card for earning cashback rewards on purchases and gas stations. As a cardholder of Costco visa, you stand a chance to enjoy the aforementioned benefits.
How to Apply for Costco Anywhere Visa
Meanwhile, Costco anywhere visa is targeted at those with excellent credit. Thus, if you have fair or good credit, you should not think of applying for a Costco Citi card. to apply for this card and get approved, you need to have at least a FICO credit score of 720 to increase your approval odds. Also, you need to be a Costco member and you’ll have to provide your membership number when applying.
- On a web browser, visit the Costco Citi card website.
- On Citi’s website, scroll down a little and tap the blue Apply Now button.
- Then you will be redirected to the Costco credit card application page.
- On the application page, enter your Costco membership number, first name, middle initial [optional], last name, suffix [optional].
- Also, enter your country of citizenship, date of birth, mobile phone number, social security number, mobile phone number, and email address.
- Then enter a security word and security word hint.
- Financial information – total annual income, monthly mortgage/rent payment.
- Then click on the account you have [checking, savings, money market].
- Add an authorized user if interested.
- By ticking the box below, read and agree to the terms and conditions which contain rates, fees, and other information.
- After that, click on the blue Agree & Submit button.
The application process is quite easy and you can make an online application using the steps. In conclusion, Costco anywhere visa is a card that earns you cash back rewards on all purchases. And you can redeem rewards at any time.