American eagle credit card issued by synchrony bank is a rewards card that comes with no annual fee. It is a card issued on the visa network which means you can use it anywhere visa cards are accepted. American eagle is a company that retails accessories and clothing. it was established in 1977 as a subordinate of a company like Retail ventures.
Presently, the American eagle appears to be the parent of Aerie, a retail company. This company targets male and female college students and it has over 900 stores worldwide. Thus, American eagle offers American eagle visa cards to its members to make their purchases meaningful.

Basically, American eagle offers two different credit cards – a store card that can be only used at Aerie stores and American Outfitters. While the other is a visa card which can be used anywhere Visa cards are accepted. If you do shop for American eagle clothing, then you should not hesitate to apply for an American eagle visa.
However, this card comes with a huge APR of 25.24% which is quite relatively high. It has an APR of 25.24% so carrying a balance with this card is not a bad idea due to its high APR. Thus, you should not try to carry a balance from month to month with this card. Otherwise, you will incur heavy charges.
Benefits of American Eagle Visa
In addition, the American eagle credit card comes with a wide range of useful features. A solid welcome discount and decent rewards return rate which makes the card a beneficial one for those who often shop at American eagle. Hence, Ae credit card offers the following benefits;
- As a cardholder, you free shipping plus returns always.
- On your first purchase made with your card, you’ll get 20% off.
- You’ll get 10% off future purchases.
- American eagle visa card does not charge an annual fee. So, you can save money on fees.
- It comes with enhanced chip security.
- Having said that this card is issued on the visa network. You can use it at all locations at ATMs that accept visa cards.
- You can earn rewards toward Aerie purchases or AEO.
- Anytime you use your card to make purchases at visa locations, you get 5 points per $1 spent.
- Your points won’t expire as long as your account is active.
- After being approved for this card, you are automatically registered in the AEO connected program.
- As a member of the AEO connected program, you can get a free pair of jeans after purchasing five pairs and get one free bra after buying five bras.
- Also, you get an invitation to six cardholders’ events every year including personal shopping day coupons.
Meanwhile, AEO connected program has two status levels which are full access and extra access. Your status level determines the type of rewards you are eligible to get. However, members of extra access get more benefits. If you want to get AEO extra access status, you have to spend $350 in a calendar year on purchases with your card at Aerie or AEO. You can make purchases online or in-store.
Hoe to Apply for American Eagle Credit Card
Unlike the American eagle store card that requires a fair credit to apply. You need to have excellent credit before you can apply for an American eagle visa card. Nevertheless, you can apply either online or in-store. If you are interested in applying for this card, you can complete this process completely online;
- On your mobile devices, visit the American eagle visa card website.
- Once the page is fully loaded, click on the apply now button on the right side of the page.
- Then you will be redirected to the application bank on the synchrony bank website.
- On the synchrony application page, read the terms and conditions and scroll down.
- Then enter your first name, suffix, middle initial [optional], last name, street address, apt #, city & state zip code.
- Also, enter your primary phone, type, email address, confirm the email address, SSN/ITN, date of birth, and annual net income.
- After that, click on the black ‘Continue’ button below.
From there, you will be directed on how to complete the remaining steps of the application. Immediately, you will see the results of your application. Once you are approved and you get the card, you check your credit limits after six months to see if you’re qualified to raise your credit limit.
American Eagle Credit Card Login
If you eventually get the American visa card after making an online application, you can sign up for online banking. With that, you can make payments and manage your account. in this section of our article, we’ll be showing you how to login to your American eagle visa card account.
- Firstly, visit the American eagle credit card website using the link above.
- On the top of the page, you will see a blue sign in button, click on it.
- You will be redirected to synchrony bank login page where you can login your account.
- On the left part of the page, you will see the sign in button.
- On the first field of that login page, enter your user ID.
- Enter your password on the second field of that form.
- To finalize the process, click on the ‘Secure Login’ button.
Instantly, you will access your banking account online. Thus, you will be able to manage your account online and do whatever you want to do with your account.